Knowledge Centre

Aircraft maintenance logs are the evidence an insurer reads at claim stage. Here's how the logbook decides whether aviation insurance responds.

Drone insurance in South Africa is mandatory for commercial operators under Part 101. Here's what the regulations require.

Aviation insurance claim rejection usually traces to something true before the loss: a non-disclosure, a breach, a lapsed certificate.

SACAA aviation insurance requirements set the minimum cover an operator must carry. Here's what the regulator expects.

War and piracy risk cover for cargo is a specialist marine policy, usually added by endorsement, that responds to loss or damage.

Aircraft hull and liability insurance covers your aircraft; liability covers others; hangar cover is separate. The gaps live in the seams between them.

Aviation insurance cost in South Africa is driven by the aircraft's agreed hull value, the pilot's hours, and how it's used. Here's what moves the premium.

Goods in transit vs marine cargo insurance both cover goods in motion, but respond differently. Here's when each applies across sea, road, and rail.

Insurance average reduces a claim settlement in proportion to underinsurance. Here's how the average clause is calculated and where it applies.

Marine liability insurance South Africa covers what an operator owes to third parties. Here's what P&I, GIT, and charterers' cover respond to.

Marine hull insurance South Africa covers loss or damage to a vessel's hull and machinery. Here's what the policy responds to, and where the cover stops.

Insurance excess explained, including deductibles, claims, premiums, and policy costs.

How commercial insurance types work. Business interruption and cyber cover, and how cost, limits, and excess shape the wider insurance structure.

Commercial insurance types and how they work. Property, liability, cyber and how each one protects a business against different forms of loss.

Business insurance policy terms and conditions explained for business insurance, including exclusions, excesses, conditions, and claim risks.

Goods In Transit (GIT) applies to inland movement exposure, while marine cargo applies to import, export, and multimodal trade exposure.

Road Haulage helps keep imports and exports moving, but hidden risks in delay, compliance, handoffs, and cover can create costly exposure.

Shipping contracts can fail when Incoterms and insurance wording do not support the same loss event. Learn where the gaps appear and how to reduce claim risk.

Business insurance claims process explained, including reporting a loss, gathering evidence, assessment, verification, and settlement under the policy wording.

Business insurance requirements for leases, banks, and contracts in South Africa. Learn how cover, limits, and proof affect compliance.

When is business insurance mandatory, when do contracts require cover, and how to choose the right protection for your company.

Business insurance Cover explained, including property, liability, interruption, exclusions, and policy checks.

Description: Business insurance explained for SMEs, including cover, claims, legal duties, and policy selection.

Cargo, Freight, Customs responsibility explained through cargo owner, freight forwarder, and clearing agent duties in one practical guide.

The difference between cargo owner, freight forwarder, and clearing agent roles explained.

Understanding Incoterms, EXW, FOB, CIF, CIP, FCA, CRF, CPT, DAP, DUP, DDP and which Require Insurance

Marine Liability Insurance explained with P&I, charterers liability, and goods in transit distinctions.

Marine Hull Insurance for ships, fishing vessels, and barges, including cover, exclusions, pricing, and claims.

Cheap public liability insurance vs real risk explained. Understand limits, exclusions and hidden exposure for businesses.

Tenant vs landlord public liability explained. Learn who carries responsibility for injury or property damage within leased premises.

The word liability sounds like a broad safety net, which is exactly why a claim is where many owners first learn how narrow it really is. Public liability

Public liability insurance explained. Cover limits, exclusions, cost factors and claims process guidance for businesses from Mont Blanc Financial Services.

General liability insurance protects businesses against third-party injury and property damage claims.

Discover why door to door marine cover protects South African shipments better than port to port. Close inland gaps, reduce risk and simplify claims.

10 marine insurance terms South African shippers often misunderstand. Understand General Average, packing rules, Perils of the Sea and more.

Understand FOB, CIF and EXW for South African importers. Learn how risk transfers, who must insure the cargo and how Incoterms affect your claims.

Learn why domestic cargo insurance is essential for businesses. Protect goods from hijacking, accidents, impact and warehouse risks with claims-ready cover.

Discover what marine cargo insurance covers for importers and exporters, including theft, impact, storms, water damage and full journey protection.

Marine and cargo insurance explained for importers and exporters. Understand risk, Incoterms, full journey cover and how to protect goods from door to door.

Marine and Cargo Insurance in South Africa, explained with understanding. Protect goods in transit and keep your business moving with reliable cover.

Employers’ liability insurance protects businesses when employees are injured or become ill at work. Learn how responsibility works in South Africa.

Discover how parametric insurance helps South African farmers beat drought with faster payouts and smarter data.

Discover how to avoid underinsurance on your farm with an MBFS audit. Protect assets, prevent average clause penalties, and secure accurate agricultural cover.

Protect solar, wind, and biogas systems on your farm with MBFS renewable energy insurance built for South Africa’s green revolution.

Product liability insurance protects businesses when products cause harm after leaving their control. Understand liability in South Africa.

Public liability insurance protects businesses when third parties are injured or property is damaged. Learn how cover works in South Africa.

Discover how co-operative farm insurance reduces risk, lowers premiums, and supports emerging farmers across South Africa with MBFS.

Business interruption insurance replaces lost income and supports ongoing expenses when insured events disrupt trading. Learn how interruption cover works.

Commercial building insurance covers buildings, stock, and equipment against fire, theft, storm damage, and loss. Learn how property cover supports recovery.

Protect your farm income with business interruption insurance from MBFS. Cover downtime from fire, floods, breakdowns, and power failure across South Africa.

General commercial insurance protects your business against disruption, liability, loss, and interruption. It keeps operations running when things go wrong.

Learn how South African farmers can claim the SARS diesel rebate. Save on fuel levies, stay compliant, and boost cash flow with Mont Blanc Financial Services.

Protect your crops from drought, hail, frost, and flood with MBFS multi-peril crop insurance designed for South African farmers.

Explore agriculture in South Africa, its roots, regions, and resilience, and discover why the right insurance keeps every harvest growing strong.

Discover how the science of farming uses technology, data, and insurance to thrive through climate change building a smarter and safer future for farming.

Safeguard your cattle, sheep, and poultry with MBFS livestock insurance covering theft, disease, and accidents across South Africa.

Discover how farm insurance helps farmers recover from fires, floods, and livestock disease with smart, fast agricultural insurance.

Explore how land reform, investment, and agricultural insurance shape South Africa’s farming future, protecting soil, stock, and legacy.

Understand how SASRIA works in South Africa, what it covers, what it excludes, and how it fits into property, motor, and business interruption insurance.

Agricultural insurance in South Africa. Discover everything you need to know from crop and livestock cover to climate protection and MBFS expertise.

Looking for cheap marine and cargo insurance in South Africa? Learn what cheap cover includes, what it excludes and how to protect your shipment safely.

Agriculture and farming insurance in South Africa share one truth: grit grows here. Discover how farmers protect soil, stock, and hope when the sky misbehaves

Truck liability insurance. Learn how MTL, public liability and carrier liability work across logistics industries and how to protect your business.

Discover the rise of women in trucking in SA trucking. Read stories of drivers and dispatchers, and how women are shaping the future of transport.

Learn how load consolidation works for transporters in South Africa. Understand RFA guidance, GIT impacts, risk factors and how to consolidate loads safely.

See monthly truck insurance costs in South Africa. Understand pricing, load risks, routes, tracking and how to reduce premiums safely.

Goods in Transit insurance protects cargo from theft, hijacking, collision and damage. Learn what GIT covers, what it excludes and how to protect every load.

Looking for cheap aviation insurance in South Africa? Learn what cheap aircraft cover includes, what it removes and how to protect your flying safely.

Cheap truck insurance looks affordable but often excludes night driving, routes and valuable loads. Learn why cheap policies fail and how to protect your fleet.

Understand underinsurance in South Africa. Learn how the average clause works, how it reduces payouts, and how annual reviews prevent costly shortfalls.

Celebrate 2026 with a warm New Year message from Mont Blanc Financial Services. A note of care, protection and confidence for the year ahead.

Looking for cheap agricultural insurance in South Africa? Learn what cheap cover includes, what it removes and how to protect your farm without costly mistakes.

Heading out for the holidays? Discover why travel, car, and home insurance are essential during the festive season, and how to stay covered when chaos strikes.

Discover how fraud syndicates misuse valid licence numbers, clone vehicles, and affect insurance. Learn the warning signs and stay claims ready.

South African car repair is delayed due to parts shortages and workshop backlogs. Learn why car hire ends before repairs finish and how MBFS helps you.

Discover how identity theft and licence fraud happen in South Africa and how MBFS helps you protect your name, your licence, and your insurance cover.

Trucking compliance simplified. Learn how MBFS helps fleets meet POPIA, labour, and insurance laws while protecting drivers and data.

Upgrade fleet safety with MBFS. Reduce accidents, protect cargo, and keep drivers safe using smart technology and real-time control.

Discover how dashcams and 24/7 monitoring protect fleets from trucking faces fatigue, hijackings, and poor roads and cut insurance losses.

Discover how video telematics goes beyond dashcams to protect fleets. Learn how key features reduce risk, prevent hijackings, and cut insurance costs.

Discover how business insurance South Africa and SEO both guard against risk. Learn why trust, continuity, and visibility are shields every business needs.

South Africa’s AARTO system launches December 2025. Learn how demerit points, licence suspensions, and fines affect your driving record, insurance, and fleet.

Discover the future of trucking insurance. Learn how AI, blockchain, and big data cut fraud, speed up claims, and reduce premiums for fleets.

The trucking industry faces rising accidents, lawsuits, and downtime. Fleet owners must enforce driver safety before it costs lives and destroys reputations.

Specialised insurance for trucking keeps green fleets moving, cross-border trips secure, and hazardous cargo from derailing your business.

Trucking insurance premiums aren’t guesswork. See how premiums are set, what drives the costs, and how smart moves lower them without losing cover.

Learn the 7 key steps to handle a trucking insurance claim in South Africa. From accident report to appeal, our guide helps fleets recover quickly.

Trucking Insurance in South Africa keeps your fleet protected. Learn about cover options, legal requirements, premiums, exclusions, and broker tips.

Discover everything you need to know about aviation insurance. Learn how the right policy protects pilots, operators, and passengers.

Explore the aviation insurance claims process, understand the regulatory framework, and discover future trends like drones, AI, and green aviation.

Learn how aviation insurance in South Africa covers risk, from premiums and exclusions to policies that safeguard pilots, owners, and operators.

Aviation insurance explained: liability cover, brokers, and CAA rules. Discover how the right policy safeguards your business and the passengers you carry.

Trusted insurance in South Africa. Mont Blanc covers personal, business, corporate and specialised insurance needs with care.