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Mobile Electronics
Have peace of mind during the digital age
Insurance at your fingertips
Life revolves around our mobile devices. They connect us, entertain us, and capture precious memories.
But accidents happen, and a cracked screen, unexpected water damage, or even loss can leave you feeling disconnected and financially drained. Mobile electronics insurance offers peace of mind, knowing you're covered for unexpected mishaps, keeping you connected and protected.
What Does the Product Cover?
Note: Different policies may have varying cover limits and exclusions, so it's crucial to carefully review the policy details before purchasing
Drops, spills, and bumps are common occurrences. This insurance covers repairs or replacements for cracked screens, water damage, and other accidental damages to your insured device.
Losing your phone or having it stolen can be stressful. This insurance reimburses you for the full value of your device in case of loss or theft, ensuring you can get a new one without breaking the bank.
Over time, batteries lose their capacity. This insurance covers the replacement of your device's battery if it falls below a pre-defined capacity threshold, keeping your device performing optimally.
Manufacturer warranties often expire after a certain period. This insurance covers repairs even after the warranty has expired, ensuring you're not left paying hefty repair costs for unforeseen malfunctions.
Why do you need a
MBFS Personal Lines Insurance Broker
01
Expertise and tailored advice
Our Broker understands the intricacies of different policies and covers. They can assess your unique needs and risk profile, recommending the most suitable insurance options for your home, car, valuables, and other personal belongings. This personalised approach ensures you are not overpaying for unnecessary cover or underinsured in critical areas.
02
Competitive quotes and cost savings
Our Brokers have access to quotes from multiple insurance companies, allowing them to compare rates and negotiate on your behalf. This can often lead to significant cost savings compared to dealing directly with individual insurers.
03
Streamlined claims handling
Dealing with insurance claims can be stressful and time-consuming. Our Brokers can navigate the claims process for you, advocating on your behalf with the insurance company. They can assist in gathering documentation, filing claims, negotiating settlements, and ensuring you receive fair compensation.
04
Ongoing support and maintenance
You develop a trusting relationship with your broker, who becomes a dedicated advisor understanding your business needs and evolving alongside it. Having a dedicated professional representing your interests provides peace of mind, knowing you have an expert looking out for your business's well-being. They proactively communicate about upcoming renewals, potential risk changes, and market updates, keeping you informed and involved in your insurance decisions.
Benefits of Mobile Electronics Insurance
Peace of mind
Knowing your phone or other mobile device is covered against unexpected events allows you to relax and enjoy its functionalities without constant worry.
Financial protection
Replacing a damaged or lost device can be expensive. This insurance prevents unexpected financial burdens by covering the cost of repairs or replacements.
Convenience
Filing a claim is simple and hassle-free, allowing you to get your device repaired or replaced quickly and efficiently, minimizing disruption to your daily life.
Flexibility
Choose a plan that fits your budget and device value, ensuring you get the right level of cover without overspending.
Frequently Asked Questions
What devices are covered under this insurance?
This insurance typically covers smartphones, tablets, laptops, and other portable electronic devices. Check with your chosen provider for a comprehensive list of covered devices.
How much does this insurance cost?
The cost of your insurance policy depends on the value of your device, the level of cover you choose, and your deductible. Get a quote from your preferred provider to find the plan that best suits your needs and budget.
Is there a deductible involved?
Yes, most mobile electronics insurance plans have a deductible, which is a fixed amount you pay out of pocket before the insurance cover kicks in.
How do I make a claim?
Contact your insurance provider directly to report a claim. They will guide you through the process, which typically involves submitting a claim form and relevant documentation.