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Plant All Risk
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Protect Your Business Assets
Peace of mind comes standard with Commercial Plant All Risk Insurance. This comprehensive policy safeguards your valuable machinery and equipment from a wide range of unforeseen events, ensuring your operations continue uninterrupted. Whether you're in construction, mining, agriculture, or any industry relying on specialized equipment, this insurance solution offers the financial protection you need to weather any storm.
What Does the Product Cover?
Physical Damage
This covers accidental loss or damage to your insured equipment from various causes, including fire, theft, vandalism, collision, and natural disasters like floods and earthquakes.
Machinery Breakdown
Unexpected mechanical or electrical breakdowns can be costly. This cover helps offset repair or replacement costs, minimizing downtime and keeping your projects on track.
Transit Risks
Accidents can happen while transporting your equipment. This policy extends cover while your machinery is being moved, whether on-site, between locations, or even overseas.
Additional Covers
Depending on your specific needs, additional cover options can be included, such as loss of rental income if damaged equipment cannot be rented out, and legal liability arising from the use of your insured equipment.
Why you need a
MBFS Commercial Insurance Broker
01
Deep understanding of your business
Our brokers dive deep into your operations, identifying potential risks and tailor cover to your specific needs. They act as an extension of your team, not just a salesperson. They identify gaps in your existing cover and propose solutions that truly address your business's unique needs. You don't simply get a generic policy. MBFS is not tied to any single insurance company, giving our brokers access to a wider range of policies and competitive rates.
02
Cost-Effectiveness and Negotiation
With access to multiple insurers, our brokers can negotiate better premiums and find cost-effective solutions that match your budget. Our brokers understand insurance jargon and policy intricacies, ensuring you get the most out of your cover without hidden costs or exclusions. They proactively review your needs and market conditions before renewals, negotiating better terms or finding more competitive options when necessary.
03
Streamlined Administration and Support
Our brokers handle the heavy lifting, from initial application to policy management and renewals, saving you valuable time and resources. When a claim arises, they become your advocate, guiding you through the process, filing paperwork, and negotiating with the insurance company to ensure you get fair compensation. They stay updated on industry trends and risks, offering proactive advice to mitigate future challenges and keep your cover relevant.
04
Long-Term Relationship and Trust
You develop a trusting relationship with your broker, who becomes a dedicated advisor understanding your business needs and evolving alongside it. Having a dedicated professional representing your interests provides peace of mind, knowing you have an expert looking out for your business's well-being. They proactively communicate about upcoming renewals, potential risk changes, and market updates, keeping you informed and involved in your insurance decisions.
Benefits of
Commercial Plant All Risk Insurance
Financial Security
Facing the full cost of replacing or repairing damaged equipment can be financially crippling. This insurance absorbs the financial burden, allowing you to focus on recovery and get your business back up and running swiftly.
Peace of Mind
Knowing your valuable assets are protected provides invaluable peace of mind. You can concentrate on your core business activities without the constant worry of unexpected equipment failures or unforeseen events.
Reduced Downtime
Equipment breakdowns or damage can significantly disrupt your operations. This insurance helps minimize downtime by covering repair or replacement costs, allowing you to resume operations quickly and efficiently.
Enhanced Risk Management
This comprehensive insurance solution helps manage your overall business risk by mitigating potential financial losses associated with damaged or lost equipment.
Frequently Asked Questions
What type of equipment is covered?
Commercial Plant All Risk Insurance typically covers a broad range of machinery and equipment used in various industries, including construction equipment, agricultural machinery, generators, compressors, and more.
Is there a limit to the cover amount?
Yes, the cover amount depends on the specific policy you choose and the value of your equipment.
Can I customize the policy to my specific needs?
Absolutely! Most insurance companies offer flexible policy options allowing you to customize cover based on your specific equipment and business requirements.
How do I file a claim?
In case of damage or loss, contact your insurance provider immediately. They will guide you through the claims process, making it as smooth and efficient as possible.
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