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Income Protection

Secure your income with our expert brokers

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What is
Income Protection ?

Income protection insurance is a policy that can provide payments up to 75%, typically replacing a portion of the policyholder's pre-disability income due to illness or injury. You might take out income protection insurance to ensure financial stability in the event of an illness or injury that prevents them from working and earning an income.

Benefits of
having Income Protection

Income replacement

Provides regular payments to replace lost income due to illness or injury.

Financial security

Ensures continued financial stability for the policyholder and their family during recovery

Flexible cover

Allows customization of benefit amounts, waiting periods, and benefit periods to suit individual needs.

Tax benefits

Income protection insurance payouts may be tax-free or taxed at a lower rate, depending on the policy.

What other clients also insured

Disability Cover
Disability Cover

Disability is the plot twist no one auditions for. It’s the phone call, the accident, the diagnosis that changes the shape of your days. When the ability to work disappears, the bills don’t. Disability Cover ensures your income doesn’t vanish with your mobility. It replaces lost earnings, covers living expenses, and keeps dignity intact while life finds a new rhythm.

We like to think of it as future-proofing your independence, a quiet promise that even if your body slows down, your life doesn’t have to.

Estate Planning
Estate Planning

Estate planning sounds like something reserved for people with wine cellars and double-barrelled surnames, but it’s really about kindness in advance. It’s making sure your family inherits direction, not confusion; a plan, not paperwork.

Mont Blanc helps you map your assets, structure your will, and handle transfer costs so your legacy passes smoothly from one chapter to the next. Because the best way to say “I love you” is by leaving clarity instead of chaos.

Funeral Cover
Funeral Cover

No one likes to talk about funerals, which is ironic given how much everyone ends up talking about them when there’s no plan in place. Between service costs, catering, and the sudden need for twenty matching chairs, grief becomes a logistical nightmare. Funeral Cover turns heartbreak into order, it pays quickly, quietly, and completely.

With Mont Blanc, you can ensure the send-off reflects the life, not the panic that followed it. It’s not morbid; it’s merciful.