in under two-minutes!
Truck & Transport Insurance
Insurance made plain and simple
Truck Insurance
Make sure your business is protected against unforeseen risks with Mont Blanc Financial Services' truck and transport insurance. With this tailored policy, you can feel confident that it covers accidents, liabilities, and cargo damage. This ensures that your operations run smoothly, no matter what the road may bring.
What Does Truck & Transport Insurance Cover?
Foremost, protect your company from financial liabilities arising from truck accidents. This category includes costs associated with third-party injuries, property damage, and legal defence.
Additionally, protect your trucks from collisions, thefts, vandalism, fires, weather events, and other unforeseen events.
Goods in Transit (GIT) Insurance is crucial for ensuring the safety and security of goods during transportation. This insurance covers loss, damage, or theft of goods during transport, giving peace of mind to both the transporter and the client.
You can tailor a Truck & Transport Insurance policy to fit your needs. You can add cover for trucks that you don't own. You can also include accident and health insurance for drivers. Additionally, you can get protection for loading and unloading risks.
Advance AI Fleet
Management Solution
Mont Blanc Financial Services is excited to introduce our new 4 Channel AI Cam. This dashcam is revolutionary and goes beyond just recording. This system uses AI to monitor driver behaviour, promoting safe driving and reducing risks for fleet vehicles.
The 4 Channel AI Cam has a processor that monitors the road for distractions. It can detect phone use, unfastened seat belts, and signs of tiredness or smoking by the driver.
You can make your trucks safer and save money on insurance by using advanced AI technology. This technology helps improve driving conditions. It can also reduce the risk of accidents. As a result, insurance companies may offer lower premiums.
Why you need a
MBFS Commercial Insurance Broker
01
Deep understanding of your business
Our brokers dive deep into your operations, identifying potential risks and tailoring cover to your specific needs. They act as an extension of your team, not just salespeople. They identify gaps in your existing cover and propose solutions that truly address your business's unique needs. With Mont Blanc Financial Services, you don't simply get a generic policy. Our brokers can choose from many insurance companies, so they can offer a variety of policies at competitive prices.
02
Cost-Effectiveness and Negotiation
Our brokers have access to many insurance companies, so they can find you the best prices that fit your budget. They know all about insurance terms and details, so you can make the most of your coverage without any surprises or things left out. Additionally, they proactively review your needs and market conditions before renewals, negotiating better terms or finding more competitive options when necessary.
03
Streamlined Administration and Support
Our brokers handle everything for you, including applying for insurance, managing policies, and renewals. This saves you time and resources. When you have a claim, they assist you by guiding you through the process. They also help with filling out paperwork and communicating with the insurance company. Their goal is to ensure you receive the correct amount of money. They keep up with industry trends and risks, giving advice to prevent future challenges and keep your insurance current.
04
Long-Term Relationship and Trust
Build trust with your broker, who will be a dedicated advisor that understands your business needs and grows with you. Having a professional on your side gives you peace of mind, knowing that someone is looking out for your business's best interests. Our Brokers will keep you informed about renewals, risk changes, and market updates. This will ensure that you actively participate in insurance decisions.
Benefits of Having
Commercial Truck & Transport Insurance
Financial Security
Avoid potentially crippling financial burdens in case of accidents or mishaps. Insurance helps cover repair costs, medical bills, and legal fees, protecting your business from unforeseen expenses.
Peace of Mind
Focus on running your business efficiently, knowing you're well-protected. Comprehensive cover minimises risks and ensures financial stability, allowing you to operate with greater confidence.
Improved Customer Satisfaction
Guarantee the timely and safe delivery of goods with cargo insurance. This builds trust with your clients by demonstrating your commitment to protecting their valuable shipments.
Compliance with Regulations
Many regions mandate certain levels of commercial auto insurance for operating trucks. Having the appropriate cover ensures your business adheres to legal requirements and avoids potential penalties.
Frequently Asked Questions
What type of trucks are covered by this insurance?
Our truck insurance covers a wide range of commercial vehicles, including:
- Rigid vehicles (various sizes)
- Articulated vehicles
- Tipper vehicles
- Tankers
- Delivery vehicles
- Construction vehicles
- And other commercial vehicles used for business purposes
How do I determine the required level of cover?
Choosing the right level of insurance can be complex. That's why we offer a personalised approach. We'll work closely with you to assess your specific needs, considering factors such as:
- The type and size of your vehicle
- The value of your cargo
- The areas you operate in
- Your business operations (e.g., long-haul, local deliveries)
Based on this information, we'll recommend the optimal level of cover to protect your transport business.
Can I customize my policy with additional covers?
Absolutely! We understand that every haulage business is unique. That's why we offer a range of optional covers to tailor your policy to your specific needs.
How do I file a claim in case of an incident?
We prioritise a hassle-free claims process. Our dedicated claims team is available 24/7 to assist you with your claim. You can initiate the process by:
- Submitting a claim online through our app
- Contacting our claims hotline for immediate assistance
What is the average turnaround time for claims?
We understand the urgency of getting your business back on the road. We aim to process claims efficiently. The exact turnaround time can vary depending on the complexity of the claim, but we strive to provide you with a prompt resolution.
What happens if my vehicle is stolen?
In the unfortunate event of your vehicle being stolen, our insurance will cover the financial loss. We will work with you to assess the value of the vehicle and arrange for compensation or replacement.
What is the difference between third-party only and comprehensive cover?
Third-party only cover protects you against claims made by others for damage or injury caused by your vehicle.
Comprehensive cover provides protection for both third-party liabilities and damage to your own vehicle.
We recommend comprehensive cover for most haulage businesses to ensure maximum protection.
Is there a waiting period before the cover takes effect?
There is usually a waiting period, typically 30 days, before the cover becomes active. However, this can vary depending on the specific policy and covers chosen.
How much does truck and transport insurance cost?
The cost of truck and transport insurance varies widely depending on several factors, including the type of truck, cargo value, driver experience, cover required, location, and insurance provider. To get an accurate quote, it's best to contact Mont Blanc FInancial Services with detailed information about your business.
What factors affect the cost of truck insurance?
Several factors influence the cost of truck insurance, including:
- Type of truck
- Cargo value
- Driver experience
- Cover required
- Geographical location
- Insurance provider
- Fleet size