Building Insurance

Level up your business with our friendly brokers

Building a better future!

Peace of mind doesn't just come with a beautiful view. It comes with knowing your home, your biggest investment, is protected against unexpected events. Our comprehensive building insurance offers tailored cover to safeguard your structure, so you can focus on what truly matters – creating memories within its walls.

What Does the Product Cover

Damage from natural disasters

Fire, lightning, storms, floods, and earthquakes. We understand the unique risks South Africa faces, ensuring your home is covered against these unforeseen circumstances.

Acts of theft and vandalism

Break-ins, malicious damage, and even attempted break-ins are covered, providing financial support to repair or rebuild your property.

Accidental damage

From burst geysers to overflowing washing machines, accidental damage to your building's structure is covered, minimizing the financial burden of repairs.

Additional perils

Depending on your specific policy, additional cover may be available for unforeseen events like subsidence or power surges.

Why do you need a
MBFS Personal Lines Insurance Broker

01

Expertise and tailored advice

Our Broker understands the intricacies of different policies and covers. They can assess your unique needs and risk profile, recommending the most suitable insurance options for your home, car, valuables, and other personal belongings. This personalised approach ensures you are not overpaying for unnecessary cover or underinsured in critical areas.

02

Competitive quotes and cost savings

Our Brokers have access to quotes from multiple insurance companies, allowing them to compare rates and negotiate on your behalf. This can often lead to significant cost savings compared to dealing directly with individual insurers.

03

Streamlined claims handling

Dealing with insurance claims can be stressful and time-consuming. Our Brokers can navigate the claims process for you, advocating on your behalf with the insurance company. They can assist in gathering documentation, filing claims, negotiating settlements, and ensuring you receive fair compensation.

04

Ongoing support and maintenance

You develop a trusting relationship with your broker, who becomes a dedicated advisor understanding your business needs and evolving alongside it. Having a dedicated professional representing your interests provides peace of mind, knowing you have an expert looking out for your business's well-being. They proactively communicate about upcoming renewals, potential risk changes, and market updates, keeping you informed and involved in your insurance decisions.

Benefits of Building Insurance

Peace of mind

Knowing your home is protected allows you to relax and enjoy life, secure in the knowledge that unexpected events won't leave you in a financial bind.

Financial Protection

In the event of a covered claim, we'll help you rebuild or repair your home, minimizing the financial impact of a devastating event and allowing you to focus on getting back on your feet.

Flexibility

Choose from various cover options to personalize your policy and ensure it fits your specific needs and budget.

Expert assistance

In the event of a claim, our dedicated team will guide you through the process, offering support and expertise every step of the way.

Frequently Asked Questions

Is the content of my home covered as well?

Building insurance covers the physical structure of your home, including its fixtures and fittings. For cover of your belongings, you'll need separate contents insurance.

What factors affect my premium?

The cost of your building insurance will be influenced by factors like the location and value of your property, the type of construction, and the level of cover you choose.

Can I customize my building insurance policy?

Absolutely! We offer various add-on options to tailor your cover to your specific needs, such as additional perils or increased sums insured.

What do I need to do if I need to make a claim?

Contact us immediately after any covered event, and our dedicated team will guide you through the claims process, ensuring a smooth and efficient experience.