Boat Insurance

Cruise along with our insurance professionals

Only smooth sailing from here!

Set sail with peace of mind knowing your beloved boat or watercraft is protected against unexpected events. Our comprehensive boat insurance offers a safety net, allowing you to focus on creating lasting memories on the water. Whether you cruise on tranquil lakes or navigate challenging seas, we provide the cover you need to enjoy your time worry-free.

Navigate Smoothly with Comprehensive cover

Hull & Machinery

We cover physical damage to your boat's hull, sails, motor, and other essential components caused by collisions, grounding, weather events, theft, vandalism, and other unforeseen circumstances.

Third-Party Liability

Should your watercraft cause injury or damage to others while on the water, we'll cover your legal liability, providing financial protection for medical expenses, property repair costs, and legal fees.

Medical Expenses

In the unfortunate event of an accident on board, we'll cover medical expenses for yourself and your passengers, ensuring you receive the necessary medical care.

Wreck Removal & Salvage

If your boat is damaged and needs to be recovered or salvaged, we'll cover the associated costs, minimizing the financial burden during a stressful situation.

Why do you need a
MBFS Personal Lines Insurance Broker

01

Expertise and tailored advice

Our Broker understands the intricacies of different policies and covers. They can assess your unique needs and risk profile, recommending the most suitable insurance options for your home, car, valuables, and other personal belongings. This personalised approach ensures you are not overpaying for unnecessary cover or underinsured in critical areas.

02

Competitive quotes and cost savings

Our Brokers have access to quotes from multiple insurance companies, allowing them to compare rates and negotiate on your behalf. This can often lead to significant cost savings compared to dealing directly with individual insurers.

03

Streamlined claims handling

Dealing with insurance claims can be stressful and time-consuming. Our Brokers can navigate the claims process for you, advocating on your behalf with the insurance company. They can assist in gathering documentation, filing claims, negotiating settlements, and ensuring you receive fair compensation.

04

Ongoing support and maintenance

You develop a trusting relationship with your broker, who becomes a dedicated advisor understanding your business needs and evolving alongside it. Having a dedicated professional representing your interests provides peace of mind, knowing you have an expert looking out for your business's well-being. They proactively communicate about upcoming renewals, potential risk changes, and market updates, keeping you informed and involved in your insurance decisions.

Dive into the Benefits of Boat Insurance

Peace of mind

Enjoy your time on the water without worrying about the financial consequences of unexpected events. Our insurance acts as a safety net, allowing you to relax and focus on creating lasting memories.

Financial Protection

Accidents and unforeseen circumstances can be expensive. Boat insurance safeguards your investment, covering the costs of repairs, replacements, and legal liabilities, preventing significant financial setbacks.

Comprehensive cover

We offer a range of customizable cover options to suit your specific needs and budget. Whether you own a small fishing boat or a luxurious yacht, we have a plan to protect your investment.

Experienced Support

In the event of a claim, our dedicated team is here to assist you throughout the entire process. We'll guide you through the filing process, answer your questions, and ensure a smooth and efficient resolution.

Frequently Asked Questions

What types of watercraft does your insurance cover?

Our insurance covers a wide range of watercraft, including motorboats, sailboats, jet skis, pontoons, kayaks, and canoes.

Can I customize my boat insurance cover?

Absolutely! We offer various add-on options to personalize your cover and ensure it meets your specific needs. These may include towing assistance, personal effects cover, and trailer cover.

How much does boat insurance cost?

The cost of your boat insurance will depend on several factors, including the type and value of your watercraft, your boating experience, your chosen cover level, and your boating location. However, we strive to offer competitive rates to ensure your investment is protected without breaking the bank.

How do I file a claim?

In the event of an incident, simply contact us through our dedicated claims hotline or online portal. We'll guide you through the process and provide the necessary support throughout the claim resolution.