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Commercial School Insurance

More Time To Teach


Protecting Your Investment

Running a school is a rewarding responsibility, but managing risks is crucial for its success. Commercial school insurance provides a critical safety net by safeguarding your institution against unforeseen events. It shields your school financially from various liabilities, ensuring its smooth operation and protecting your valuable assets.

What Does the Product Cover?

Public Liability
Public Liability

Covers legal costs and compensation if someone gets injured or their property is damaged on your school premises, during school-related activities, or due to negligence by your staff.

Employers' Liability
Employers' Liability

Protects you if an employee suffers an injury or illness at work and decides to take legal action. It covers medical expenses, lost wages, and legal fees.

Property Damage
Property Damage

Covers your school buildings, equipment, and contents against unforeseen events like fire, theft, vandalism, and natural disasters. It ensures financial support for repairs or replacements.

Business Interruption
Business Interruption

Provides financial compensation for lost income and additional expenses if your school is forced to close temporarily due to covered events like fire, storms, or other disruptions.

Why you need a
MBFS Commercial Insurance Broker


Deep understanding of your business

Our brokers dive deep into your operations, identifying potential risks and tailor cover to your specific needs. They act as an extension of your team, not just a salesperson. They identify gaps in your existing cover and propose solutions that truly address your business's unique needs. You don't simply get a generic policy. MBFS is not tied to any single insurance company, giving our brokers access to a wider range of policies and competitive rates.


Cost-Effectiveness and Negotiation

With access to multiple insurers, our brokers can negotiate better premiums and find cost-effective solutions that match your budget. Our brokers understand insurance jargon and policy intricacies, ensuring you get the most out of your cover without hidden costs or exclusions. They proactively review your needs and market conditions before renewals, negotiating better terms or finding more competitive options when necessary.


Streamlined Administration and Support

Our brokers handle the heavy lifting, from initial application to policy management and renewals, saving you valuable time and resources. When a claim arises, they become your advocate, guiding you through the process, filing paperwork, and negotiating with the insurance company to ensure you get fair compensation. They stay updated on industry trends and risks, offering proactive advice to mitigate future challenges and keep your cover relevant.


Long-Term Relationship and Trust

You develop a trusting relationship with your broker, who becomes a dedicated advisor understanding your business needs and evolving alongside it. Having a dedicated professional representing your interests provides peace of mind, knowing you have an expert looking out for your business's well-being. They proactively communicate about upcoming renewals, potential risk changes, and market updates, keeping you informed and involved in your insurance decisions.

Benefits of
Commercial School Insurance

Peace of Mind

Knowing your school is financially protected from unforeseen events allows you to focus on your core purpose - educating young minds.

Financial Security

Commercial school insurance safeguards your school's financial stability by covering covered expenses associated with accidents, injuries, property damage, and business disruptions.

Enhanced Reputation

Demonstrating your commitment to a safe and secure learning environment strengthens your school's image and fosters trust with parents and the community.


Many schools are required by law to carry certain types of commercial insurance, and having comprehensive cover ensures you meet legal requirements.

Frequently Asked Questions

What type of schools can benefit from commercial school insurance?

Can I customize my commercial school insurance policy?

How much does commercial school insurance cost?

What should I do if I need to file a claim?

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