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Aviation Insurance

Aviation Insurance Made Plain and Simple

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Private Aircraft Insurance

Are you a private pilot, aerodrome operator or aircraft fleet manager? At Mont Blanc Financial Services, we understand the unique risks within South Africa's aviation industry. That's why we provide customised aviation insurance solutions.

These solutions protect your assets, like fixed-wing aircraft, helicopters, drones, microlights and more. Our skilled team will create a custom aviation insurance policy just for you. This policy will meet your specific needs and give you peace of mind.

What Would Your
Aviation Policy Look Like?

Hull All Risks & Ground Risks
Hull All Risks & Ground Risks

Aircraft accidents, whether in flight, taxiing, or grounded, face various aviation risks. Hull All Risks & Ground Risks cover protects the physical structure of your aircraft against accidental loss or damage. This includes foreign object ingestion, subject to the maximum agreed value as stated in the schedule.

Your aviation insurance policy clearly lists some exclusions. These include war, related risks, and engine failure. This helps you identify what you have not covered.

Legal Liability
Legal Liability

Third-Party Insurance is a key part of aviation insurance. It covers liability for third parties and passengers. With a Combined Single Limit (CSL), it protects you from legal claims related to owning or operating the aircraft. This cover is vital for managing the financial risks of legal actions.

War and Allied Perils
War and Allied Perils

War and Allied Perils insurance protects aircraft owners from risks like war, invasion, foreign attacks, civil unrest, and terrorism. It extends to scenarios where the aircraft is outside the control of the insured because of these perils. This cover is vital for aircraft operating in regions prone to political unrest.

Deductible / Owner Excess
Deductible / Owner Excess

In aviation insurance, hull policies usually have a deductible or owner's excess. This is the amount the insured must pay from their own pocket when making a claim. This deductible is crucial as it helps to lower the overall premium costs.

The Deductible / Owners Excess cover helps lessen this financial burden. It reduces the deductible amount when you make a claim. This extra financial protection helps you prepare for unexpected events, allowing you to focus on your aviation responsibilities without worrying about significant expenses.

Additional Aviation Insurance Products

Aerodrome Owners & Operators Legal Liability

This insurance is important for people working at airports. This includes hangar operators, maintenance workers, and air traffic controllers. A high risk of legal problems arises from property damage or injuries at an airport. This coverage protects against those risks.

Hangar Airside Liability

Private hangar owners or renters protect themselves from loss, damage, or injury. This protection applies to events happening in or around the hangar. Moreover, this cover includes vehicle airside liability, which standard motor vehicle liability insurance policies often exclude.

Light Sport & Microlights

With the rising costs of standard aircraft, Light Sport Aircraft (LSA) and microlights have become popular. Special insurance plans for LSA and microlights cover the specific risks of these types of aircraft.

These plans usually provide important protection. They cost less than regular aircraft insurance. This makes them a good choice for pilots and owners of smaller planes.

The Importance of Having an
MBFS Aviation Insurance Broker

01

Proficiency and Market Reach

Aviation insurance is a complex field demanding a profound understanding of industry-specific risks. Our seasoned brokers possess the requisite expertise to navigate these intricacies, crafting customised insurance solutions that precisely align with your unique requirements. Using our wide network of trusted insurance providers, we can compare different options and negotiate better terms. This helps you get the best rates.

02

Risk Management and Claims Support

Risk management is a key part of our approach. By carefully spotting and assessing possible risks in your aviation operation, our brokers can suggest ways to manage them. These actions can help lower your insurance costs and improve your overall risk level. If a claim occurs, our dedicated team provides comprehensive support throughout the process. From initial claim filing to negotiating a favourable settlement, our brokers are committed to representing your interests and ensuring a smooth resolution.

03

Personalised Service

We do not offer generic policies. Instead, we specialise in creating personalised insurance plans that address your specific needs, budget, and risk tolerance. This tailored approach ensures your cover stays aligned with your evolving requirements.

04

Tailored Cover for Your Flight

Mont Blanc Financial Services is your trusted partner for aviation insurance. Our commitment to excellence shows in our ability to deliver exceptional solutions that meet your unique needs.

The Benefits of Aviation Insurance

Reputation Protection

If an accident occurs, your reputation can be at stake. Aviation insurance helps protect your reputation by covering the financial liabilities that could arise, preventing personal liability from damaging your standing within the industry.

Compliance

Law often requires aviation insurance, particularly for commercial operations. Having the appropriate cover ensures compliance with regulations and helps you avoid penalties.

Peace of Mind

Insurance for your aircraft and operations gives you peace of mind. It allows you to focus on your business or personal activities without worrying about financial losses.

Financial protection

Aviation insurance offers robust financial protection, covering damage to aircraft, cargo, and passengers, as well as legal fees and other associated expenses. This protection is essential in safeguarding your investment.

Frequently Asked Questions

What types of aviation insurance are available in South Africa?

What factors affect the cost of aviation insurance in South Africa?

Is aviation insurance mandatory in South Africa?

What are the steps to obtain an aviation insurance quote?

What makes Mont Blanc Financial Services different from other aviation insurance providers?

Can I get an aviation quote online?

What documents do I need to provide to get a quote?

How much does aviation insurance cost in South Africa?

How much should I insure my aircraft or helicopter for?

How much liability cover do I need?

Can I fly anywhere with my insurance?

How can I reduce my hull deductible or excess?

Do you offer insurance for pilots in the event of death or disability?

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