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Solar Insurance
Shining some light on Solar Insurance
Shine Smarter with Personal Solar Insurance
Harnessing the sun's power is a smart choice for your wallet and the planet. But what happens if your solar panels are damaged or stolen? Personal solar insurance provides peace of mind, ensuring your investment stays bright, even when things get cloudy.
What's Included in your Policy?
Hail, storms, fire, theft, and vandalism – rest assured, your solar panels and equipment are shielded against a wide range of threats, giving you peace of mind.
If your system experiences an unexpected outage, some policies can compensate you for lost energy generation, minimizing the financial impact.
Accidents are unforeseen events, and insurance can provide crucial protection in case of third-party injuries or property damage caused by your solar system.
Even the most durable solar panels have a lifespan. Some policies offer comprehensive cover, ensuring you don't incur any out-of-pocket expenses when replacing outdated equipment.
Why do you need a
MBFS Personal Lines Insurance Broker
01
Expertise and tailored advice
Our Broker understands the intricacies of different policies and covers. They can assess your unique needs and risk profile, recommending the most suitable insurance options for your home, car, valuables, and other personal belongings. This personalised approach ensures you are not overpaying for unnecessary cover or underinsured in critical areas.
02
Competitive quotes and cost savings
Our Brokers have access to quotes from multiple insurance companies, allowing them to compare rates and negotiate on your behalf. This can often lead to significant cost savings compared to dealing directly with individual insurers.
03
Streamlined claims handling
Dealing with insurance claims can be stressful and time-consuming. Our Brokers can navigate the claims process for you, advocating on your behalf with the insurance company. They can assist in gathering documentation, filing claims, negotiating settlements, and ensuring you receive fair compensation.
04
Ongoing support and maintenance
You develop a trusting relationship with your broker, who becomes a dedicated advisor understanding your business needs and evolving alongside it. Having a dedicated professional representing your interests provides peace of mind, knowing you have an expert looking out for your business's well-being. They proactively communicate about upcoming renewals, potential risk changes, and market updates, keeping you informed and involved in your insurance decisions.
Four Reasons to Go Solar-Secure
Maximize Your Peace of Mind
Unexpected events won't leave you in the dark. With insurance, you can focus on enjoying the benefits of solar power without worrying about potential risks.
Protect Your Investment
Solar panels are a significant expense. Insurance safeguards your financial interests, ensuring repairs or replacements won't break the bank.
Boost Your Home's Value
A solar system can increase your property's resale value, and having insurance demonstrates responsible ownership to potential buyers.
Enjoy Hassle-Free Repairs
Dealing with damage can be stressful. Insurance simplifies the process, with professionals handling claims and repairs efficiently.
Frequently asked questions
Do I need separate solar insurance if I have homeowners insurance?
While some homeowners' policies might offer limited cover for solar panels, it's often inadequate. Dedicated solar insurance provides more comprehensive protection and peace of mind.
What factors influence the cost of solar insurance?
Premium cost depends on several factors, including the size and value of your system, your location, and chosen cover level. Get quotes from different insurers to compare prices and benefits.
What's not covered by solar insurance?
Read the policy carefully to understand exclusions, such as damage caused by intentional acts, wear and tear, or poor maintenance.
How do I file a claim if my solar panels are damaged?
Contact your insurance company immediately after any incident. They will guide you through the claims process and help you get your system back up and running as quickly as possible.