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Commercial Building Insurance

Peace of mind for your construction projects


How We've Got You Covered

Owning a commercial building is a significant investment, and safeguarding it is crucial for your business continuity. Commercial building insurance provides comprehensive protection against a range of unforeseen events, ensuring your property remains covered and your business can recover seamlessly.

This robust insurance solution offers financial security and peace of mind, allowing you to focus on running your business with confidence.

What Does
Commercial Building Insurance Cover?

Property Damage
Property Damage

This cover protects against physical damage to your building caused by various events, including fire, lightning, theft, vandalism, storms, hail, and explosions. It covers repair or replacement costs, ensuring your property is restored to its pre-loss condition.

Business Interruption
Business Interruption

Unexpected events can disrupt your operations, leading to lost income. This cover reimburses you for lost profits and ongoing expenses incurred while your business is unable to function due to a covered event, helping you maintain financial stability during challenging times.

Liability cover
Liability cover

Accidents can happen, and if someone gets injured or their property is damaged on your property, you could be held liable. This cover provides financial protection for legal costs and settlements arising from such incidents.

Additional cover Options
Additional cover Options

Depending on your specific needs, you can customize your policy with additional covers, such as flood insurance, equipment breakdown insurance, and tenant improvements cover, to ensure comprehensive protection for your business.

Why you need a
MBFS Commercial Insurance Broker


Deep understanding of your business

Our brokers dive deep into your operations, identifying potential risks and tailor cover to your specific needs. They act as an extension of your team, not just a salesperson. They identify gaps in your existing cover and propose solutions that truly address your business's unique needs. You don't simply get a generic policy. MBFS is not tied to any single insurance company, giving our brokers access to a wider range of policies and competitive rates.


Cost-Effectiveness and Negotiation

With access to multiple insurers, our brokers can negotiate better premiums and find cost-effective solutions that match your budget. Our brokers understand insurance jargon and policy intricacies, ensuring you get the most out of your cover without hidden costs or exclusions. They proactively review your needs and market conditions before renewals, negotiating better terms or finding more competitive options when necessary.


Streamlined Administration and Support

Our brokers handle the heavy lifting, from initial application to policy management and renewals, saving you valuable time and resources. When a claim arises, they become your advocate, guiding you through the process, filing paperwork, and negotiating with the insurance company to ensure you get fair compensation. They stay updated on industry trends and risks, offering proactive advice to mitigate future challenges and keep your cover relevant.


Long-Term Relationship and Trust

You develop a trusting relationship with your broker, who becomes a dedicated advisor understanding your business needs and evolving alongside it. Having a dedicated professional representing your interests provides peace of mind, knowing you have an expert looking out for your business's well-being. They proactively communicate about upcoming renewals, potential risk changes, and market updates, keeping you informed and involved in your insurance decisions.

Benefits of
Commercial Building Insurance

Financial Security

Commercial building insurance acts as a financial safeguard against unforeseen events that could otherwise lead to significant financial losses. By covering repair, replacement, and operational costs, it protects your business from financial hardship and ensures its long-term viability.

Peace of Mind

Knowing your property and operations are protected allows you to focus on running your business with confidence. You can face challenges knowing that you have a reliable financial safety net in place, enabling you to make informed decisions and navigate unforeseen circumstances effectively.

Business Continuity

Unexpected events can significantly disrupt your business operations. Commercial building insurance helps you get back on your feet quickly by covering the costs associated with business interruption, minimizing downtime and ensuring a smooth recovery process.


Commercial building insurance is not a one-size-fits-all solution. You can tailor your policy to your specific needs and budget, ensuring you get the right level of cover for your property and business operations.

Frequently Asked Questions

What type of businesses need commercial building insurance?

Is there a difference between commercial building insurance and business insurance?

How much does commercial building insurance cost?

How do I file a claim under my commercial building insurance policy?

What other clients also insured

Plant Insurance
Plant Insurance
Tools and equipment are costly, hard to find replacements for, and vital to your work. Losing them due to theft or damage can result in wasted time, lost clients, and even the collapse of your business.
Truck Insurance
Truck Insurance
Our transport insurance offers cover on all risks that could occur when goods that are in transit may be damaged, lost or delayed.
Contractor Insurance
Contractor Insurance
Construction all risks insurance is a policy that covers property damage and third-party injury or damage claims that occur during a construction project.