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What Is Disability Cover ?

Disability insurance provides financial support to policyholders who become disabled and are unable to work, either temporarily or permanently. This support comes in the form of regular income replacement payments. A client might take out a disability insurance policy to secure financial stability in case they become disabled and unable to earn an income.

Keep in mind that disability insurance is different from critical illness insurance policys, as it focuses on providing income replacement when you're unable to work due to disability rather than paying a lump sum upon the diagnosis of a specific critical illness.

A first hand experience

Becoming disabled is an awful experience, especially if you don't know all of the pitfalls that lie ahead. Nick chats to Philip to tell us his experience and underlining costs in the event of becoming disabled.