Business Unit Trust

Collective investment schemes

What is a unit trust?

Unit Trust , also known as mutual funds, are collective investment schemes that pool together the funds of multiple investors to create a diversified portfolio of assets, such as stocks, bonds, and other securities. These investment vehicles aim to provide investors with capital growth or income generation over time, depending on the fund's objectives and asset allocation.

By investing in a unit trust, businesses can potentially generate higher returns on their surplus funds compared to traditional savings accounts or fixed deposits, thus allowing them to grow their capital, fund future expansions, or cover unexpected expenses.

Unit trust business investments in South Africa offer numerous benefits, making them an attractive option for businesses seeking to grow their capital, generate income, or diversify their investment portfolios. With professional management, diversification, and liquidity, unit trusts can help South African businesses achieve their financial goals and maintain a competitive edge in today's dynamic market landscape.

How would a unit trust benefit me?

Diversification

Unit trusts offer instant diversification by spreading investments across various asset classes and sectors, reducing the risk of significant losses due to market fluctuations. This diversification can lead to more stable returns and protect businesses from the adverse impacts of economic downturns or underperforming assets.

Professional Management

Unit trusts are managed by experienced investment professionals who possess the expertise and resources to conduct in-depth market analysis and make informed investment decisions. This allows businesses to benefit from professional management without needing to dedicate time and resources to managing their investments actively.

Liquidity

Unit trusts offer a high level of liquidity, enabling businesses to access their funds relatively quickly and easily when needed. This can be particularly advantageous for businesses that may require capital for unforeseen expenses, opportunities, or other financial obligations.

Affordability

Unit trusts provide an accessible investment option for businesses of all sizes, as they typically have low minimum investment requirements. This allows even small businesses to benefit from the advantages of a diversified and professionally managed portfolio.

Transparency

Unit trusts in South Africa are subject to regulatory oversight and disclosure requirements, ensuring transparency and accountability. This provides businesses with a clear understanding of their investments, including the fund's objectives, fees, and performance, enabling them to make informed decisions and monitor their investment progress.

Range of Investment Options

Unit trusts offer a wide variety of investment options, catering to different risk appetites, financial goals, and investment time horizons. Businesses can choose from funds that focus on capital growth, income generation, or a combination of both, depending on their specific financial objectives.

Multi- Manager Investments

Mont Blanc Financial Services also offers its unique range of Multi Manger Funds under the MBFS label structured according to inflation-beating returns. These portfolios offer some of the most cost-effective and lowest fees in the market.

Income Portfolio (Benchmark - Stefi)

The portfolio aims to generate income through a multi-manager approach, focusing on income-generating assets and limited exposures to equity and property, while complying with regulatory requirements.

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Conservative Portfolio (CPI + 2%)

The portfolio is a diversified and conservative investment portfolio that uses a multi-manager approach to invest in various asset classes, including foreign assets, while complying with Pension Funds Act Regulation 28.

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Moderate Portfolio (CPI + 4%)

The portfolio is a well-diversified and balanced investment portfolio that uses a multi-manager approach to invest across various asset classes, including foreign assets, while complying with Pension Funds Act Regulation 28.

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Growth Portfolio (CPI + 6%)

The portfolio is a growth-focused investment portfolio that uses a multi-manager approach to invest across various asset classes, including foreign assets, while complying with Pension Funds Act Regulation 28.

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Unconstrained Portfolio

The portfolio is a high-growth investment portfolio that uses a multi-manager approach to invest across various asset classes, including foreign assets, but does not comply with Pension Funds Act Regulation 28.

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