
Protect Your Valuables On-The-Go
South Africans are known for their love of adventure! Whether it's a weekend braai with friends, a hike up Table Mountain, or a safari in Kruger National Park, we're always on the move. But what happens to your valuables when you leave them behind? Home insurance alone might not be enough.
Peace of Mind When You're Out and About
All risk insurance is a type of personal insurance designed specifically for your portable possessions. It covers items you take with you when you:
- Go to work
- Travel on holiday
- Pursue your hobbies
- Enjoy a night out
Specified vs Unspecified Cover
All risk cover offers two options to protect your belongings:
Specified Items: These are high-value possessions listed on your policy schedule. They'll be covered in full for loss or theft. Be sure to include serial numbers for electronics and valuation certificates for jewellery.
Unspecified Items: These are automatically covered, but with a set limit per item. This might include sunglasses or clothing.
Why Choose All Risk Cover in South Africa?
Life is unpredictable. Here's why all risk cover is essential:
- Enjoy Life Without Worry: Imagine a relaxing lunch with friends, knowing you're covered if your phone gets stolen. All risk cover gives you peace of mind.
- Reduce Stress: Daily life is busy enough. Don't let lost or stolen valuables add to your stress. All risk cover brings peace of mind.
- Financial Protection: Replacing valuable items like laptops, smartphones, or jewellery can be expensive. All risk cover ensures you're not left out of pocket.
What Should I Specify?
Here are some common items to consider including in your specified cover:
- Laptops, tablets, and other electronics
- Mobile phones and smartphones
- Glasses and sunglasses
- MP3 players, headphones, and portable speakers
- Cameras, drones, and GoPros
- Jewellery, watches, and engagement rings
- Sports equipment
- Baby equipment like prams and car seats
- Bicycles
- GPS devices
- Firearms
- Vehicle sound systems, CDs, and DVDs
Mont Blanc Financial Services can be your guide. Our team of expert brokers in South Africa take the time to understand your unique situation and goals. We don't just offer generic advice; we aim to find the perfect policy that fits your lifestyle and ensures comprehensive risk cover. Our personalised approach might even uncover valuable insurance products you haven't considered. Don't delay, achieve complete peace of mind. Contact Mont Blanc Financial Services today on 0800 467 873.
Mont Blanc Financial Services - is an Authorised Financial Services Provider. FSP 8271


